Background:
Client A came to A.D. Tasker after discovering over $65,000 in fraudulent debt tied to her social security number. Multiple collections, hard inquiries, and late payments had dropped her credit score to the low 400s.
Key Challenges:
⚠️ 11 derogatory accounts
⚠️ 17 hard inquiries across bureaus
⚠️ 0 active primary tradelines
⚠️ Victim of identity theft with no clear recovery path
What We Did:
✔ Conducted a full credit audit and fraud investigation review
✔ Drafted and submitted dispute and identity theft affidavits under FCRA guidelines
✔ Issued cease & desist notices to debt collectors
✔ Implemented a secured tradeline stack and AU strategy
✔ Delivered ongoing credit monitoring setup for all 3 bureaus
Results in 120 Days:
✅ Credit score rose from 462 → 705
✅ All 11 derogatories successfully removed
✅ 5 Primary tradelines reporting with on-time history
✅ Approved for $30,000+ in credit card stacking, and positioned to launch LLC with business funding pre-approval
"A.D. Tasker didn’t just fix my credit—they helped me take back my financial identity. I went from denial letters to credit card approvals in three months."