Terms & Conditions

Terms & Conditions

1. Scope of Services

A.D. Tasker Advisory ("Consultant") provides financial consulting services to qualified clients seeking business or personal funding. Services may include:

• Personal and/or business credit analysis
• Strategic funding guidance and capital positioning
• Introductions to vetted lenders or capital providers
• Advisory on pre-qualification, credit structuring, and compliance
• Ongoing support throughout the application and funding cycle

All services are consultative in nature. Consultant is not a lender, attorney, credit repair organization, or licensed financial advisor, and does not provide legal, tax, or investment advice.

2. Consulting Structure

Consulting services are delivered as a single strategic engagement. Consultant provides actionable guidance and lender referrals based on information disclosed by the Client and evaluated in good faith.

Client affirms that all submitted information is true, accurate, and complete. Any material misrepresentation, including overstating income or omitting debt, constitutes breach of contract and may result in termination of services.

Client affirms that all information provided to Consultant, including but not limited to credit history, income, assets, liabilities, and business documentation, is complete, truthful, and accurate to the best of their knowledge.

Client further agrees not to intentionally misrepresent any material information—such as overstating income or assets—for the purpose of qualifying for a more favorable funding strategy.

Any such misrepresentation is considered a material breach of this Agreement and may result in immediate termination of services without refund. Consultant reserves the right to downgrade services or report suspicious conduct to relevant authorities or lenders, as appropriate. Timelines for completion of consulting services are based on and subject to client responsiveness. 

3. Fees & Payment Terms

Client is not charged upfront.

• A performance-based success fee of 2% to 14% of funded capital is due only upon funding acceptance, paid either directly to the lender, broker, or invoiced separately if not included in backend lender fees.
• If the client declines a qualified offer, Consultant reserves the right to invoice based on demonstrated funding approval secured through Consultant efforts.

All payments are final. Client waives the right to chargebacks, reversals, or disputes once funding is accepted.

4. No Refunds or Guarantees

Consultant does not offer refunds.

No guarantees are made regarding funding amounts, approval timelines, lender decisions, or credit score improvement.
Client understands funding outcomes depend on multiple variables beyond Consultant's control.

Consultant's responsibility is to provide strategy, guidance, and introductions—not loan approval or underwriting.

Refund Exclusions:

• If funding is not obtained due to lender decisions, inaccurate client information, credit score changes, or missed client deadlines, no refund is due.
•  A refund, if issued, will be prorated based on the work completed and time spent
• Refunds are not due for subjective dissatisfaction or client failure to follow recommendations.
• Refunds will not be issued for delays caused by third parties or unforeseen technical issues outside the Consultant’s control.
• Refund requests must be made in writing within 30 calendar days of the service window ending.

5. Pre-Approval and Lender Relationship Disclaimer

• Any pre-approval or funding estimate is non-binding, based solely on provided data.
• Consultant is not a direct lender and makes no guarantee of funding approvals, loan amounts, or terms.
• All final decisions are made solely by third-party lenders.

6. Credit Monitoring

Credit monitoring access (e.g., SmartCredit) may be requested for analysis but is not required.

• If access is provided, credentials will be handled securely and deleted upon service completion.
• Consultant assumes no liability for incomplete results if access is denied, limited, or revoked.
• All third-party platforms are subject to their own terms and availability. Consultant is not liable for errors, outages, or inaccuracies in third-party reporting.

7. No Hard Credit Pulls by Consultant

• Consultant will not perform any hard credit inquiries.
• Any hard inquiries will be performed by lenders only after the Client’s express authorization.

8. Funding Offers and Client Autonomy

• Consultant may provide strategic lender referrals or pre-approval options.
• Client is under no obligation to accept any loan or credit product presented.

Client is solely responsible for reading and understanding loan terms presented by third-party lenders.

No Guarantee of Results
Consultant provides strategy, guidance, and support based on the information provided by the Client, industry experience, and reasonable efforts.
However, Client acknowledges and agrees that:

• Funding approvals, credit score improvements, or business financing outcomes are influenced by multiple external factors beyond Consultant’s control, including but not limited to lender discretion, market conditions, and individual financial behavior.
  
  
• Consultant does not and cannot guarantee specific funding amounts, lender approvals, or timeline outcomes.
  Client’s success is ultimately dependent on their own credit profile, financial behavior, responsiveness, and adherence to recommendations.
  No verbal or written statements shall be interpreted as a promise, warranty, or guarantee of any specific outcome.

9. Lender Fees & Backend Compensation

• Client understands that lenders may deduct fees ranging from 2–14% of the funded amount.
• These are not fees charged by Consultant and are payable only if/when Client accepts lender funding.
• Consultant may receive referral commissions, which do not impact Client costs.

10. Confidentiality & Data Protection

• Both parties agree to maintain the confidentiality of all non-public information.
• Consultant will not share Client information with third parties except:
  a) With written Client consent
  b) As necessary for service execution
  c) As required by law

Client also agrees not to share proprietary methods, strategies, or documents outside the scope of this Agreement. All data will be stored securely in accordance with industry practices.

11. Limitation of Liability

Consultant shall not be held liable for:

• Third-party lender decisions, credit score impacts, or funding outcomes
• Any indirect, incidental, or consequential losses
• Client actions, omissions, or misrepresentations that impact funding outcomes

Consultant is not responsible for indirect losses including lost opportunities, reputation damage, or funding that doesn’t materialize despite eligibility. Total liability for any claim shall not exceed the amount paid by the Client for the services.

12. Termination

Either party may terminate this agreement via written notice. Upon termination:

• Consultant will cease services
• No compensation is due unless the Consultant has already secured a fundable offer

Consultant reserves the right to terminate service if the Client violates the agreement. Termination does not waive Consultant’s right to enforce any rights or pursue damages for Client’s prior breaches.

13. Dispute Resolution

In the event of a dispute, both parties agree to attempt good-faith mediation before pursuing formal legal action. Any unresolved disputes will be subject to binding arbitration in Atlanta, Georgia under the rules of the American Arbitration Association (AAA).

14. Governing Law

This Agreement is governed by the laws of the State of Georgia, without regard to conflict-of-law principles.

15. Entire Agreement

This Agreement, including any supporting service descriptions or policies referenced herein, represents the entire understanding between the Client and Consultant and supersedes all prior oral or written communications.

16. Electronic Consent and Acceptance

By checking the box during the sign-up process, the Client:

• Acknowledges full understanding and acceptance of this Agreement
• Confirms electronic consent to contract under the Electronic Signatures in Global and National Commerce Act (ESIGN)
• Waives any future claims of not having received or understood these terms

I have read, understood, and agree to the A.D. Tasker Advisory Agreement & Terms of Service

Privacy Policy

_{1. Data Collection and Use}

We collect personal and business information to deliver our capital advisory services, credit analysis, and funding programs. This includes:

• Personal Identification: Name, email, phone number, address, DOB
  
• Financial Information: Income, credit score, credit utilization, inquiries, tradelines
  
• Business Data: Entity name, EIN, business revenue, start date, banking status
  
• Funding Objectives: Desired loan amounts, funding type, timelines, and use of funds
  

Purpose of Collection:

• Qualification for funding and strategic consultation
  
• Credit and business profile analysis
  
• Pre-underwriting and lender submissions
  
• Compliance and internal reporting
  

We use this data solely to deliver personalized financial solutions and never sell or lease your data.

_{2. Data Sharing and Third Parties}

We may share information with:

• Lenders and Underwriters – For funding qualification and deal structuring
  
• Credit Platforms – For analysis and monitoring (e.g., SmartCredit, IdentityIQ)
  
• Internal Advisors and Processors – For compliance, underwriting, and support
  
• Authorized Vendors – CRM, automation, secure hosting, analytics providers
  

All third-party access is restricted to legitimate operational purposes and governed by confidentiality and data protection agreements.

_{3. Communication Consent}

By providing your information, you consent to receive:

• SMS and email updates on your application status
  
• Strategy emails, consultation requests, reminders
  
• Educational and promotional communications
  

You may opt out of marketing communications at any time by using the unsubscribe link or emailing support@adtasker.co.

_{4. Data Security}

We implement appropriate technical and organizational security measures to protect your information, including:

• Encrypted data transmission and storage
  
• Firewalled, access-controlled systems
  
• Internal audits and compliance controls
  
• Role-based access for authorized personnel only
  

While we take reasonable steps to secure your information, no system can be guaranteed 100% secure. We encourage users to take precautions on their end as well.

_{5. Your Rights}

Under applicable privacy laws, you may:

• Request access to your data
  
• Correct inaccuracies
  
• Request data deletion or portability
  
• Withdraw consent for data processing (where permitted)
  

Submit your request by emailing support@adtasker.co. Verification of identity may be required.

_{6. Cookies and Tracking Technologies}

We use cookies, tracking pixels, and similar tools to improve your experience, optimize performance, and deliver tailored marketing content.

a. Types of Cookies We Use

• Essential Cookies – Enable secure logins and site functionality
  
• Performance Cookies – Help analyze traffic and behavior using platforms like Google Analytics
  
• Functionality Cookies – Remember preferences and enhance user experience
  
• Marketing & Retargeting Cookies – Track engagement for targeted advertising
  

b. Tracking Pixels

We use:

• Meta Pixel (Facebook/Instagram)
  
• Google Ads Pixel
  
• LinkedIn Insight Tag
  
• TikTok Pixel
  

These technologies measure campaign performance and allow us to re-engage users with relevant offers.

c. Your Choices

Upon visiting our site, you may accept or decline cookies. You may also:

• Adjust browser settings to block cookies
  
• Opt out of targeted advertising via:
  
  • Digital Advertising Alliance
    
  • Your Online Choices
    

Disabling cookies may affect functionality and personalization.

_{7. Data Retention}

We retain client data as long as necessary to fulfill legal, operational, and strategic functions, including:

• Consulting agreements and financial records
  
• Regulatory documentation
  
• Dispute resolution or compliance
  

You may request early deletion, subject to our legal obligations.

_{8. Policy for Minors}

Our services are not intended for children under 18. We do not knowingly collect or process information from minors. If we discover such information, we will delete it promptly.

_{9. Changes to This Policy}

We may update this policy periodically. Revisions will be posted on this page with a new effective date. Material changes will be communicated via email or website notice.

_{10. Contact Us}

If you have questions or requests related to this Privacy Policy, contact:

A.D. Tasker Privacy Office
📧 Email: support@adtasker.co
🌐 Website: www.adtasker.co

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User Policy

1. Authorized Use

By engaging A.D. Tasker services, users agree to:

• Provide truthful and accurate information
  
• Use the services solely for personal or business financial improvement
  
• Respect proprietary materials, processes, and intellectual property
  

Misrepresentation or misuse may result in termination of services and legal recourse.

2. No Guarantees or Warranties

While we use our best efforts to secure funding and optimize credit, A.D. Tasker does not guarantee:

• Specific funding amounts or lender decisions
  
• Credit score improvements within a fixed timeframe
  
• Outcomes from third-party services (e.g., lenders, credit bureaus)
  

Outcomes are based on client profile, responsiveness, and market conditions.

3. Accountability

Clients are responsible for:

• Timely submission of documents and responses
  
• Maintaining updated contact and credit information
  
• Complying with recommendations and action plans
  

Failure to act on strategic steps may limit results and forfeit money-back guarantees.

4. Use of Tools and Content

All templates, scripts, strategies, and documents shared through the A.D. Tasker platform are:

• For client use only
  
• Protected by copyright and trade practice
  
• Prohibited from redistribution, resale, or replication without written permission
  

Violators will be subject to service termination and intellectual property enforcement.

5. Dispute Resolution

All disputes are governed by the laws of the State of Florida, with mandatory arbitration as the exclusive remedy before any formal legal action. Any disputes must be filed within one (1) year from the event triggering the complaint.

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