Background:
Client B had been running an e-commerce operation for 5+ years, generating consistent revenue of over $10K per month. Despite strong cash flow, his personal credit profile was severely limiting access to funding. His FICO score sat at 550, weighed down by three aged credit card collections and no active tradelines. He urgently needed capital to cover inventory and payroll but was getting denied across traditional lending channels.

‍Key Challenges:
⚠️ FICO 550 with three derogatory accounts
⚠️ No positive tradelines reporting
⚠️ No access to personal or business credit
⚠️ Immediate cash need for operations

What We Did:
✔ Completed a full fundability and credit risk profile audit
✔ Analyzed business financials and owner’s objectives
✔ Structured the business entity for non-personal guarantee funding
✔ Submitted to pre-qualified financing products through our internal capital partner matrix for strategic funding placement
✔ Negotiated a 3-day turnaround funding solution that avoided credit-based underwriting friction

‍Results:
✅ Approved for $200,000+ in working capital via revenue-based funding
✅ Funding deposited in 72 hours
✅ Immediate cash applied to inventory and payroll without missing deadlines
✅ Enrolled into A.D. Tasker credit repair and optimization path to qualify for future low-cost credit lines

‍“Every bank declined me because of my personal credit. A.D. Tasker understood my business, delivered the capital I needed, and got it done in less than a week.”